True Harvest Calculator

True Harvest Calculator

₹
Minimum 5000. Steps of 1000. Use the slider or type amount.
  • Your total payment (10 months) ₹0
  • Bonus value (Multiplier: ×0) ₹0
Buy any jewellery worth:
₹0
You effectively pay
₹0

For THPP availed before 1 August 2026, click here to view the applicable policy.

View all FAQ
  1. What products does the True Harvest Purchase Plan(THPP) apply to?
    Applicable on all catalogue products (available in-store or on the website) and customised orders, provided minimum net diamond value after discount is twice the benefit being redeemed on the purchase.
  2. Is THPP applicable on both lab-grown and natural diamond jewellery?
    No. THPP is only applicable on lab-grown diamond jewellery and does not apply to natural diamond jewellery.
  3. Which gold rate will be considered on the purchase?
    The applicable gold rate will be the prevailing rate on the date of redemption.
  4. Can I pay by cash?
    Yes, you can pay by cash up to ₹1,95,000/- at the time of redemption along with applicable benefits.
  5. Can I pay using old gold?
    No, old gold cannot be used as a mode of payment for the plan.
  6. Can I use my profile balance?
    Yes, you can use your profile balance to start a new plan.
  7. What happens if I miss a payment for one or more months?
    A grace period of 7 days is allowed. If the payment is delayed beyond that, the plan benefit will be reduced proportionally to the number of days delayed.
  8. What if I don’t wish to buy after the plan ends?
    You have a 45-day redemption period after the plan term ends. If not redeemed within this window, the amount will be converted into a gift card with a 3-month validity.
  9. Can I cancel the plan?
    Yes, you can cancel the plan anytime. The amount paid (without any True Benefit) will be refunded via bank transfer within 7–10 working days.
  10. Can I change the plan amount after enrolling?
    No, once the plan is started, the denomination cannot be changed.
  11. What is the minimum amount required to start the plan?
    The minimum amount is ₹5,000. You can choose any amount in multiples of ₹1,000.
  12. Can I open a True Harvest Plan for my minor daughter?
    Only individuals aged 18 and above can enroll. True Diamond reserves the right to request age verification.
  13. Is PAN card mandatory?
    Yes, PAN card details are required if the maturity amount (Principal + Benefit) is ₹2,00,000 or more.
  14. Is there a maximum limit to enroll in the plan?
    There is no upper limit. The minimum is ₹5,000.
  15. Can I open multiple plans?
    Yes, you can open multiple plans with different amounts and tenures.
  16. What is the redemption window?
    You can redeem the plan anytime within 45 days from the last installment date.
  17. Can I buy multiple products using the plan?
    Yes, you may buy multiple products, but the entire maturity amount must be redeemed in one go.
  18. Can I redeem the plan partially?
    No, partial redemption is not allowed. You must use the full maturity amount at once.
  19. How can I redeem the plan?
    You can redeem the plan on our website, at the store, or through TAH (Try at Home) service.
  20. What if my order value is more than the plan value?
    You can pay the remaining amount using any available payment method.
  21. Can I redeem the plan before maturity?
    Yes, but you will not receive any plan benefits if you redeem before the maturity date.
  22. Is the THPP plan refundable if it is purchased with an order?
    If a THPP plan is purchased along with an order where additional discounts have been availed on diamonds and/or making charges, the THPP amount will be non-refundable in case the customer chooses to cancel the plan at a later stage.